Homeowner Insurance – Complete Protection for Your Home & Peace of Mind

Your Trusted Home Insurance Partner

Secure your home, your belongings, and your future with comprehensive homeowner insurance from Intercom Services. Since 1997, we’ve protected families across the nation with customized home insurance policies that cover everything from fire and theft to natural disasters — giving you guaranteed peace of mind so you can enjoy your home stress-free.

What Our Homeowner Insurance Covers

Dwelling Coverage

Rebuilds your home after fire, wind, hail, lightning, or vandalism (up to policy limits)

Personal Property Protection

Replaces furniture, electronics, clothing, and valuables — even if stolen off-premises

Liability Protection

Up to $500K+ for lawsuits if someone is injured on your property

Additional Living Expenses

Pays for hotel, food, and essentials if your home becomes uninhabitable

Other Structures Coverage

Garages, sheds, fences, and pools (typically 10% of dwelling limit)

Optional Add-Ons

Flood, earthquake, water backup, identity theft, scheduled valuables

Why Choose Us for Homeowner Insurance?

Complete Home Protection

Full replacement cost — no depreciation deductions

Family-Friendly Discounts

Bundle auto + home (save up to 30%)

Top-Rated Carriers

A+ insurers like Travelers, Liberty Mutual, and Chubb

Fast, Fair Claims

We file for you — average payout in under 7 days

Local Expertise

Policies tailored to your ZIP code’s risks (hurricanes, wildfires, etc.)

Common Questions About Homeowner Insurance

What does standard homeowner insurance not cover?

Floods and earthquakes require separate policies — we’ll help you add them.

How much homeowner insurance do I need?

At minimum, 100% of your home’s rebuild cost (not market value). We provide a free replacement cost estimate.

Can I save money on premiums?

Yes! Install security systems (5–15% off), raise deductible, bundle with auto, pay annually, claim-free discounts.

Do I need insurance if I rent?

Renters need renters insurance — ask about our combo plans!

How fast can I get covered?

Same-day quotes, coverage in 24 hours — start below!

Homeowner Insurance Tips to Save & Stay Safe

Update your inventory annually — video your belongings for faster claims.

Bundle home + auto for maximum discounts.

Install smart smoke/CO detectors — qualify for premium reductions.

Review coverage after renovations — don’t be underinsured.

Shop your policy every 2–3 years — rates drop with competition.

Ready for Complete Home Protection?

Get a personalized homeowner insurance quote in minutes. Take advantage of our consultation and discover the right coverage for your home.

Contact us

Free Consultation

Important Disclamer:

This specific service is provided and managed exclusively by Coliseum Brokerage Corp.
Please be advised that this service is not provided, endorsed, or maintained by Intercom Services.
All inquiries, support requests, and liabilities related to this service should be directed to Coliseum Brokerage Corp.